Terms & Conditions

Last updated: April 27, 2025

Welcome to Samudra Collective!
By accessing or purchasing through our website, you agree to the following terms and conditions.

1. Overview

These Terms & Conditions govern your use of samudra-collective.com and your participation in our courses, digital products, mentorship programs, and services ("Offerings").
Please read these terms carefully. Your continued use of the site and your purchases indicate your acceptance of these terms.

2. Intellectual Property

All content within our Offerings—including videos, workbooks, templates, branding, written material, and designs—are owned by Nicole Dancho or used with permission and protected by copyright laws.

You may not reproduce, distribute, or create derivative works based on our Offerings without express written permission. Sharing login details, reselling, or redistributing course content is strictly prohibited.

3. Access & Use

Your purchase grants you personal, non-transferable, non-exclusive access to the Offerings.
You agree to use the materials for your own learning and personal development only.

We reserve the right to revoke access if these terms are violated.

4. Payment Terms

All purchases must be paid in full (or through authorized installment plans) at the time of checkout.
Prices listed are in USD.
Payment processing is securely handled through third-party services (e.g., Squarespace, Stripe).

5. Refund Policy

Due to the digital nature of our Offerings, all sales are final.
No refunds will be issued once access has been granted, unless otherwise stated in writing.

We encourage you to review all available information before purchasing. If you have any questions, please contact us before checkout.

6. Earnings Disclaimer

While we wholeheartedly believe in the power of our Offerings to create real transformation, we must be clear:

We do not guarantee income, results, or specific business outcomes.

Your success depends on many factors, including your commitment, energy, resourcefulness, and unique circumstances.
Examples shared in testimonials or case studies are not promises or guarantees of what you will achieve.

By participating, you acknowledge that building a business takes effort, strategy, personal responsibility, and a willingness to navigate challenges.

There are no shortcuts—but there is support, guidance, and the invitation to rise.

7. Limitation of Liability

We are not responsible for any direct, indirect, incidental, or consequential damages arising from your use of the Offerings or website content.

You agree to use the information provided at your own discretion and risk.

8. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date.
Your continued use of the site or Offerings after changes are posted constitutes your acceptance of those changes.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.

10. Contact

If you have any questions regarding these Terms & Conditions, please email us at samudracollective11@gmail.com.